A New Social Security Paradigm
By Daryl L Hunter
(under development)

The country of Chile instituted an SSI program (read link) that is private and is invested in the stock market. It is performing excellently. It is a shame that a third world country has more foresight and guts than the United States of America.

The only real way to have retirement security is to remove the funds out of the grasp of politicians. Conservatives and liberals alike are not to be trusted with any more cash than we are willing to risk.

I am in favor of a plan that the government requires its citizenry to invest a percentage of their earnings in an account that they can't touch until retirement. This account must be untouchable and un-manipulatable by the government also.

Retirement accounts invested mathematically to encompass American securities with the best performance such as the Standard and Poor's 500 and other such securities where the percentage of investment would automatically shift and divest from any company that falls from the performance lists. Percentage of investment would match the securities market share. A like investment model could be created to encompass the bond and real estate markets as well.

A mathematical performance requirement for investment qualification for a security would eliminate politician's ability to manipulate private investment funds. Such elimination of government participation, interference and fraud would streamline them and maximize yields

If this plan is implemented along with my other utopian ideas our country may escape the fate of all the great democracies of history.